Home - Monarch Lender

Powered by Xpert Home Lending
XHL NMLS 2179191 | NMLS 1176336

Apply Now

FIND YOUR BEST LOAN IN 60 SECONDS

Get a real-world estimate tailored to your goals — No credit pull needed & 100% obligation-free.

See Your Home Financing Options – Fast, Secure, No Obligation

See Your Tailored Financing Options - No Credit Pull, No SSN 🔐

3K+

Rated 4.8 out of 5

Reviews (5.0)

Find your best loan in 60 seconds

Real Lending for Real Life

We make home loans simple, with guidance, speed, and clarity at every step. Buying, refinancing, or using equity?

Home Purchase

Home Refinance

3K+

Rated 4.8 out of 5

Reviews (4.9 of 5)

Business Growth

Global Industry
Smart Solution
Fast Process

Project Success

by assisted startup

always ready to help you

Real Estate and Lending Made Simple

We are a company that invests money in startups and early stage businesses with higher growth potential.

Get a Quote

3K+

Rated 4.8 out of 5

Reviews (4.9 of 5)

Business Growth

Global Industry
Smart Solution
Fast Process

Project Success

by assisted startup

See why we’re rated 5-stars!

Monarch Lender: Andrew King, Mortgage Broker

5.0

Based on 31 reviews

review us on

Yossi Niasoff

1 year ago

After trying by many brokers to secure a loan on my property. I finally got one that agreed to do it.And I was very happy. We started working on it 2 weeks later, Andrew King, give me a call and asked if I would like to use his services. I told him I think you would be wasting his time, as i've spoken to many brokers, and for some reason or another, they we're not able to give me a loan, but he insisted he'd like to try. I said to him, if it's price is I'm going to beat what I have. I will go with him. He called me within a day and told me he has a lender for me and beat my rate by 1 and 3/4 % interest plus the rates that he charged was far less than the one that my broker. Worst charging, needless to say, I was very happy to go with Andrew. He also made the whole procedure, smooth and easy helped me out a lot. Prepare my forms , T12 etc. And the money is scheduled to be wired today to me. More money, then the first broker was offering for cheaper. Thank you Andrew good luck, congratulations for your new coming addition to your family

Klint Davidson

1 year ago

Very easy to get ahold of and easy to communicate with. ...and I had a ton of questions.

Brad Fogeltanz

1 year ago

I HIGHLY RECOMMEND Andrew King. He recently helped me with both a Heloan & new purchase on an investment property. Andrew was very professional and diligent to ensure we pursued all available loan types that could be beneficial for my situation. I will continue to work with Andrew in the future for all my property purchases. He truly made the express pleasant and much less stressful than I anticipated. Thank you Andrew!

David Kim

2 years ago

I had an outstanding experience working with Andrew King. From start to finish, he demonstrated professionalism, expertise, and a genuine commitment to securing the best possible loan terms for me. He took the time to explain every step of the process, answered all my questions promptly, and made what can often be a stressful experience feel smooth and seamless. I cross shopped rates, and his rates were the lowest. Furthermore, on the last deal we worked together on, it took only about 10 days from offer to clear the loan contingency. I highly recommend Andrew King to anyone looking for a knowledgeable and trustworthy mortgage broker.

N. Fischer

2 years ago

Andrew King of Monarch Lender worked diligently to get the best mortgage loan for my needs and followed through to the end, making certain everything was proceeding in a timely manner. He was extremely dedicated, accessible and helpful throughout the process. I highly recommend.

Bill Donius

2 years ago

Andrew was absolutely fantastic to work with. Very friendly, knowledgeable, and punctual. He made the process so easy and didn't require much effort on my part. I would highly recommend him for any of your mortgage needs. Thanks again Andrew!

KARLA GRAY

2 years ago

Quick, efficient from start to finish. Thank you for taking care of us.

Amador Rodriguez

2 years ago

If you are wondering on who to go to for your home buying process I absolutely recommend going with Andrew King. He was very straight forward and efficient in helping me get through the process. Definitely couldn’t have asked for a better person to work with than him. He did an amazing job of communicating and explaining thoroughly for any concerns that I had throughout the process. Take into consideration this was my first home purchase and an absolutely new world to navigate. Add also the fact that he made himself available for any kinds of questions that and his responses were very quick. He definitely helped remove any kinds of concerns I had on my end. Thank you Andrew for all the help!

Alejandro Loza Realtor

2 years ago

Serious and trusting team. Professional and a great human being

Nina Y

2 years ago

Andrew is the best he has awesome customer service, awesome communication, take care of his clients, excellent when explaining .

FAST PRE-APPROVALS

Quick, hassle-free pre-approvals to keep you moving.

TOTAL TRANSPARENCY

No hidden fees. No surprises. Just clear terms.

CLIENT-FIRST APPROACH

Lending solutions built around your goals.

Tailored Loan Solutions

Flexible products customized to your needs.

Professional & Secure

I offer skilled, secure, and friendly services

Expert service with a focus on safety and simplicity.

Our clients are ROYALTY

We go the extra mile for every borrower, offering:

Same-day preapprovals with closings in as fast as 15 days.

Get a Quote

60-second rate check

Instant estimate—no credit pull to preview.

Same-day pre-approval

Docs permitting; we move now, not next week.

Side-by-side options

3 scenarios showing payment, cash-to-close, and break-even.

Numbers in writing

Clear fees + timeline so you know what’s next.

What you’ll get in the first 24 hours

Expert service with a focus on safety and simplicity.

Same-day preapprovals with closings in as fast as 15 days.

Get a Quote

Meet Andrew

With years of experience and a client-first mindset, Andrew built Monarch Lender to make the home lending process simpler, faster, and more transparent.

“Doing what’s right for you comes first, always. Even if it means not closing a deal today. When we say we’ll get it done, we mean it.”

10+ years helping hundreds of buyers close faster with clean numbers and zero games.

4.9★ Google rating

“Doing what’s right for you comes first—even if it costs us a deal today.”

-Andrew King, Founder, Monarch Lender

Read the full story

100%

Satisfied Clients

Home Purchase Financing

Find the right loan and the right guidance. Monarch Lender offers competitive rates and personalized service to help make your home purchase smooth and stress-free.

Refinancing Made Simple

Lower your monthly payment, tap into your home equity, or shorten your loan term. We make refinancing clear, efficient, and tailored to your financial goals.

Support for First-Time Buyers

We guide you through every step of your first home purchase. Enjoy low down payment options, clear education, and trusted support from day one.

Investment Property Loans

Ready to grow your portfolio? We offer financing options designed to maximize returns on rental and investment properties with expert insights to back you.

Tailored Mortgage Solutions

Your Trusted Partner in Home Financing

Your home journey deserves more than a one-size-fits-all approach. Whether you’re buying your first home, refinancing, or investing, we take the time to understand your goals and match you with the right solution.
With expert guidance, clear communication, and a focus on your future, we make financing feel simple, secure, and personal just the way it should be.

Get a Quote

MORTGAGE

Calculate Your Loan Today!

What is a mortgage going to cost you each month? Try one of our easy to use mortgage calculators to get a quick idea.

Compare 3 Loan Options

Get My Rate

MORTGAGE

Compare 3 Loan Options Today!

Get Your Rate

Get In TOuch

Your Lending Partner Is Just a Message Away

Have questions or need guidance? We’re here to help.

Get a Quote

Our Email

andrew@MonarchLender.com

Our Phone

417-686-2700

Frequently Asked Questions

I've worked with Andrew for the last five years, and it's been a great experience. From day one, I was impressed by the company's culture of innovation, collaboration and dedication to excellence.

Alena Huffman

Client

The company's values of honesty, integrity and teamwork are evident in everything they do. A fun and dynamic environment, with a diverse team of professionals all working towards a common goal.

Sinead Bailey

Client

I feel proud to be part of the Monarch Lender Company, and I would highly recommend it to anyone looking in growing their business or product and who truly care about business success.

Colette Daniel

Client

Does applying affect my credit?

No, our initial quote form uses soft data only. We won’t pull your credit until you give us permission.

How fast can I get approved?

Do you offer loans for investment or commercial property?

Do I need a realtor to start the process?

What types of loans do you offer?

Is my information secure?

Are you licensed to do business in my state?