If you’re a homebuyer in the Houston, Pasadena, or The Woodlands area, you might be eligible for the HomeReady First program and a $5,000 grant to help with your home purchase. This program is designed to assist first-time buyers and low-to-moderate-income households in securing affordable homeownership.
What is the HomeReady First Program?
The HomeReady First program is a special mortgage option backed by Fannie Mae that offers: ✅ Lower down payment requirements (as low as 3%)✅ Reduced private mortgage insurance (PMI) costs✅ Flexible income sources allowed (including rental and non-borrower household income)✅ More affordable financing for first-time homebuyers
In addition to this program, a $5,000 grant is available for qualified homebuyers in the Houston-Pasadena-The Woodlands MSA, making it easier to cover closing costs and your down payment.
Who Qualifies?
You may qualify if you:✔ Meet the income limits for your area✔ Plan to live in the home as your primary residence✔ Have a credit score that meets lender requirements✔ Purchase a home within an eligible area
To check whether a home in the Houston area qualifies, use Fannie Mae’s HomeReady eligibility tools:🔗 HomeReady First Program Overview🔗 Income Eligibility Lookup Tool
Eligible Areas in Houston-Pasadena-The Woodlands, TX (See Map Below!)
Certain areas in Harris, Montgomery, and Fort Bend Counties may qualify for the HomeReady First program and grant. Check the income eligibility tool above to confirm if your property qualifies.
Watch the Full Video on This Program
Want a deeper dive into how the HomeReady First program and the $5,000 grant work in Houston? Watch my full breakdown here:🎥 Watch Now: HomeReady First in Houston
Ready to Apply? Let’s Talk!
If you’re looking to take advantage of this $5,000 grant and low down payment mortgage option in Houston, let’s connect! I can help you navigate the process and find the best financing option for your needs.
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Map of the Eligibility Areas for Quick Reference

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