If you’re looking to buy a home in Miami, Fort Lauderdale, or West Palm Beach, FL, the HomeReady First program, combined with a $5,000 grant, can help make homeownership more affordable and accessible.
What is the HomeReady First Program?
The HomeReady First program is a mortgage option backed by Fannie Mae that provides:
✅ Low down payment requirements (as little as 3%)
✅ Reduced private mortgage insurance (PMI) costs
✅ Flexible income sources allowed
✅ Competitive interest rates
Additionally, select homebuyers in Miami, Fort Lauderdale, and West Palm Beach may qualify for a $5,000 grant to help cover down payment and closing costs.
Who Qualifies?
You may be eligible if you:✔ Meet the income limits for your area✔ Plan to use the home as your primary residence✔ Have a credit score that meets lender requirements✔ Purchase a home in an eligible area
Use Fannie Mae’s tools to check eligibility:🔗 HomeReady First Program Overview🔗 Income Eligibility Lookup Tool
Eligible Areas in Miami-Fort Lauderdale-West Palm Beach, FL (See Map Below!)
Many areas within Miami-Dade, Broward, and Palm Beach Counties may qualify for the HomeReady First program. Use the eligibility tool above to confirm whether a specific property is eligible.
Watch the Full Video on This Program
Want a detailed breakdown of the HomeReady First program and the $5,000 grant for homebuyers in Miami, Fort Lauderdale, and West Palm Beach? Watch my latest video:🎥 Watch Now: HomeReady First in Miami
Ready to Apply? Let’s Talk!
If you’re interested in using the $5,000 grant and low down payment options to buy a home in Miami, Fort Lauderdale, or West Palm Beach, let’s connect! I’ll guide you through the process and help you secure the best financing option.
📞 Contact Me Today!

Map of the Eligibility Areas for Quick Reference

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