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HomeReady First Program & $5,000 Grant in Miami, Fort Lauderdale, West Palm Beach, FL

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If you’re looking to buy a home in Miami, Fort Lauderdale, or West Palm Beach, FL, the HomeReady First program, combined with a $5,000 grant, can help make homeownership more affordable and accessible.

What is the HomeReady First Program?

The HomeReady First program is a mortgage option backed by Fannie Mae that provides:

Low down payment requirements (as little as 3%)

Reduced private mortgage insurance (PMI) costs

Flexible income sources allowed

Competitive interest rates

Additionally, select homebuyers in Miami, Fort Lauderdale, and West Palm Beach may qualify for a $5,000 grant to help cover down payment and closing costs.

Who Qualifies?

You may be eligible if you:✔ Meet the income limits for your areaPlan to use the home as your primary residenceHave a credit score that meets lender requirementsPurchase a home in an eligible area

Use Fannie Mae’s tools to check eligibility:🔗 HomeReady First Program Overview🔗 Income Eligibility Lookup Tool

Eligible Areas in Miami-Fort Lauderdale-West Palm Beach, FL (See Map Below!)

Many areas within Miami-Dade, Broward, and Palm Beach Counties may qualify for the HomeReady First program. Use the eligibility tool above to confirm whether a specific property is eligible.

Watch the Full Video on This Program

Want a detailed breakdown of the HomeReady First program and the $5,000 grant for homebuyers in Miami, Fort Lauderdale, and West Palm Beach? Watch my latest video:🎥 Watch Now: HomeReady First in Miami

Ready to Apply? Let’s Talk!

If you’re interested in using the $5,000 grant and low down payment options to buy a home in Miami, Fort Lauderdale, or West Palm Beach, let’s connect! I’ll guide you through the process and help you secure the best financing option.

📞 Contact Me Today!




Map of the Eligibility Areas for Quick Reference




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