Can You Really Get a Mortgage Without Proving Income? YES!
If you’re self-employed, a business owner, a retiree, or simply don’t have traditional income documentation, you’ve probably hit roadblocks when trying to secure a home loan. Traditional lenders demand W-2s, tax returns, and pay stubs—but what if you don’t have those?
That’s where No-Income Verification Home Loans come in. This loan program allows you to purchase or refinance your primary residence WITHOUT proving income.
How Does It Work?
These loans are offered through Community Development Financial Institutions (CDFIs), which are exempt from the Ability-to-Repay (ATR) rule. This means they can approve borrowers based on credit, assets, and home equity rather than traditional income verification.
✅ No W-2s✅ No Tax Returns✅ No Employment Verification
You Can Use This Loan For:
🔹 Buying a Home – Purchase your primary residence hassle-free🔹 Rate & Term Refinance – Lower your mortgage payment with no income verification🔹 Cash-Out Refinance – Tap into your home equity without proving income
SPECIAL .625% RATE DISCOUNT FOR QUALIFIED BORROWERS!
If you belong to any of the following CDFI-designated categories, you could qualify for a .625% interest rate reduction on your mortgage:
✔️ Hispanic borrowers✔️ African American borrowers✔️ Low-income individuals✔️ Residents of low-income housing✔️ Disabled individuals (per ADA guidelines)
This is an incredible opportunity to secure lower rates on a no-income home loan while benefiting from flexible approval guidelines.
📺 Watch My Video to Learn More:
Ready to See If You Qualify?
📲 Call or Text me at 417-686-2700📅 Book a Free Consultation: calendly.com/monarchlender
🚀 Don’t miss out on this unique mortgage opportunity—get started today! 🚀
Comments